Totum Finance Professional
Totum Finance is a commercial finance brokerage with a focus on bridging, development and commercial mortgages. We have a breadth of experiences within the team, and are former bankers, who have successfully completed on over £10bn pounds of debt.
  • Formed: 2015
  • Track Record: 3
  • Team: 1-2 Employees
  • Insights: 1
  • Location: Northamptonshire
  • Recommendations: 6

Track Record Development Projects

London, Greater London
Units: 25 Apartment Units
Completion Date: 19/04/2019
Status: Completed
Development Type: New Build
Units: 49 Apartment Units
Completion Date: 18/06/2019
Status: Completed
Development Type: New Build


Team Size: 1-2 Employees
Year Formed: 2015

At Totum Finance our focus is on understanding your obstacles in gaining funding for your project, business or idea.

At Totum Finance we work very hard with our underwriters on understanding the requirements of the lenders and their ever changing landscape. We are also focused on understanding your business and its unique financial position. This will help ensure that the solution we advise is the right one for both parties.

News & Insights


6 recommendations
Reliable, Knowledgable and Responsive Broker

Totum Finance have been excellent to work with throughout the process of financing our developments. Not only did they present multiple options and highlight each of their pros and cons, they also came up with inventive ideas to unlock further profit in the scheme. After being let down by a number of lenders due to the current economic uncertainty, Totum finance delivered on their promise to secure us finance from a reputable and easy to work with lender. I would highly recommend Totum Finance as a broker and look forward to working together on the next project.

By Stephen Stavropoulos on 18/09/2019

Best brokers I've ever worked with

Totum Finance are the best brokers I've worked with since I started dealing with various finance applications 10 years ago (coordinating financing process in a substantial group of companies). They have not only helped us to find the best deals on the market (development finance/ mortgages) but helped us from beginning to the end of the process by completing all required application forms on our behalf, compiling information packs for the lenders, getting and comparing the best deals, following up on progress with lenders/ solicitors and us making sure we are not losing time, also helping us post completion with drawdowns and communication with the lenders if required. Hard working, always available, doing much more than I'd expect from a broker. Recommended.

By Aga Koletsis on 22/07/2019

Pleasant and professional

Spoke to Piragash today. Very nice and approachable gentleman who displayed an excellent grasp of finance as applied to property. Very pleased with my encounter and looking forward to doing business with Totum Finance

By Ezi Ezimokhai on 10/07/2019

Very Responsive, Knowledgable, and Produces Results

Piragash at Totum Finance was integral in getting our loan package concluded for our 39 flat development in Greater London. His knowledge of the internal credit processes within lending institutions meant that most lenders that were approached approved terms for the transaction. This was in the face of a very difficult economic climate resulting in many lenders changing, withdrawing or refusing to offer terms due to ongoing economic uncertainties due to the Brexit political situation. He was very persistent in achieving the best result possible especially when some of the lenders presented unreasonable terms . His perseverance resulted in some of the lenders in improving their terms to those which were ultimately acceptable. He was very fast to respond and also diligent in seeing the transaction through to completion I would thoroughly recommend Totum Finance to any potential borrower.

By Raj Kapur on 01/07/2019

Outstanding Service

Totum Finance have been a pleasure to work alongside. They’ve acted extremely professionally on our behalf and have been a core factor in allowing us to grow and scale our future business strategy with the funding solutions they have presented for us. The team are extremely attentive and have helped to take off the mass stress that is usually associated with raising finance for a property project. They understand briefs from an early stage, and even managed to present options for us that are beyond our thoughts and expectations. We would highly recommend their services!

By Nikhil Patel on 07/06/2019

This is the Broker I would use

As a lender we find working with Totum Finance exactly what we want from a broker. We receive excellent summaries on each and every case allowing us to truly and accurately assess a case on day 1. Through out the case Totum work with us and communication is always open, allowing the case to smoothly work towards completion. Speaking to Totum's clients on these cases, they feel exactly the same. A really knowledgeable, effective and efficient broker.

By Steven Smith on 07/06/2019


Totum Finance

3 Summerley Way
Northampton, Northamptonshire NN3 7DL